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Annual IRS Contribution Limits

Each year, the IRS sets limits on how much accountholders can contribute to their HSA. There are two limits, one for accountholders under self-only health coverage and one for accountholders under family health coverage.

2021 HSA Contribution Limits

Self-only: $3,600

Family: $7,200

Catch-up Contribution: $1,000

HSA account holders age 55 and older are eligible for a $1,000 annual catch-up contribution, which raises their applicable contribution limit by $1,000 each year.


2022 HSA Contribution Limits

Self-only: $3,650

Family: $7,300

Catch-up Contribution: $1,000

HSA account holders age 55 and older are eligible for a $1,000 annual catch-up contribution, which raises their applicable contribution limit by $1,000 each year.

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