Carefully Curated Investment Lineup

HealthSavings offers a robust list of 43 Vanguard® and Dimensional funds with institutional class shares, 75% lower average expense ratios, and all core asset classes.

Ticker	Description	Category	Category Group	Expense Ratio	Management	Morningstar Rating	Morningstar Medal	Fund Prospectuses
VFIAX	Vanguard 500 Index Fund Admiral Shares	Large Blend	U.S. Equity	0.04%	Passive	5	Gold	Prospectus
VBIAX	Vanguard Balanced Index Fund Admiral	Allocation--50% to 70% Equity	Allocation	0.07%	Passive	5	Silver	Prospectus
VTMGX	Vanguard Developed Markets Index Fund Series (I)	Foreign Large Blend	International Equity	0.07%	Passive	4	Gold	Prospectus
VEXAX	Vanguard Extended Market Index Fund Admiral Shares	Mid-Cap Blend	U.S. Equity	0.07%	Passive	4	Gold	Prospectus
VFIJX	Vanguard GNMA Fund Admiral Shares	Intermediate Government	Taxable Bond	0.11%	Active	4	Silver	Prospectus
VWILX	Vanguard International Growth Fund Admiral Shares	Foreign Large Growth	International Equity	0.32%	Active	5	Silver	Prospectus
VSCGX	Vanguard LifeStrategy Conservative Growth Fund	Allocation--30% to 50% Equity	Allocation	0.12%	Passive	5	Gold	Prospectus
VASGX	Vanguard LifeStrategy Growth Fund	Allocation--70% to 85% Equity	Allocation	0.14%	Passive	4	Gold	Prospectus
VASIX	Vanguard LifeStrategy Income Fund	Allocation--15% to 30% Equity	Allocation	0.11%	Passive	5	Gold	Prospectus
VSMGX	Vanguard LifeStrategy Moderate Growth Fund	Allocation--50% to 70% Equity	Allocation	0.13%	Passive	4	Gold	Prospectus
VMGMX	Vanguard Mid Cap Growth Index Admiral	Mid-Cap Growth	U.S. Equity	0.07%	Passive	3	Gold	Prospectus
VMVAX	Vanguard Mid Cap Value Index Admiral	Mid-Cap Value	U.S. Equity	0.07%	Passive	4	Gold	Prospectus
VMGRX	Vanguard Mid-Cap Growth Fund	Mid-Cap Growth	U.S. Equity	0.36%	Active	3	Bronze	Prospectus
VIMAX	Vanguard Mid-Cap Index Fund Admiral Shares	Mid-Cap Blend	U.S. Equity	0.05%	Passive	5	Gold	Prospectus
VFSUX	Vanguard Short-Term Investment-Grade Adm	Short-Term Bond	Taxable Bond	0.10%	Active	4	Bronze	Prospectus
VSIAX	Vanguard Small Cap Value Index Admiral	Small Value	U.S. Equity	0.07%	Passive	4	Gold	Prospectus
VSMAX	Vanguard Small-Cap Index Fund Admiral Shares	Small Blend	U.S. Equity	0.05%	Passive	5	Gold	Prospectus
VGSTX	Vanguard STAR Fund	Allocation--50% to 70% Equity	Allocation	0.31%	Active	4	Silver	Prospectus
VSEQX	Vanguard Strategic Equity Fund	Mid-Cap Blend	U.S. Equity	0.17%	Active	3	Bronze	Prospectus
VBTLX	Vanguard Total Bond Market Index Admiral Shares	Intermediate-Term Bond	Taxable Bond	0.05%	Passive	4	Silver	Prospectus
VTIAX	Vanguard Total International Stock Index Fund Admiral Shares	Foreign Large Blend	International Equity	0.11%	Passive	3	Gold	Prospectus
VTI	Vanguard Total Stock Market ETF	Large Blend	U.S. Equity	0.03%	Passive	4	Gold	Prospectus
VTSAX	Vanguard Total Stock Market Index Fund Admiral Shares	Large Blend	U.S. Equity	0.04%	Passive	4	Gold	Prospectus
VWNAX	Vanguard Windsor II Fund Admiral Shares	Large Value	U.S. Equity	0.26%	Active	4	Bronze	Prospectus
VMRXX	Vanguard Cash Reserves Federal Money Market Fund Admiral Shares	Taxable Money Market	Money Market	0.10%	Active	N/A	N/A	Prospectus
VTTHX	Vanguard Target Retirement 2035 Inv	Target-Date 2035	Allocation	0.14%	Passive	4	Silver	Prospectus
VFORX	Vanguard Target Retirement 2040 Inv	Target-Date 2040	Allocation	0.14%	Passive	4	Silver	Prospectus
VTIVX	Vanguard Target Retirement 2045 Inv	Target-Date 2045	Allocation	0.15%	Passive	4	Silver	Prospectus
VFIFX	Vanguard Target Retirement 2050 Inv	Target-Date 2050	Allocation	0.15%	Passive	4	Silver	Prospectus
VFFVX	Vanguard Target Retirement 2055 Inv	Target-Date 2055	Allocation	0.15%	Passive	4	Silver	Prospectus
VTTSX	Vanguard Target Retirement 2060 Inv	Target-Date 2060+	Allocation	0.15%	Passive	4	Silver	Prospectus
VLXVX	Vanguard Target Retirement 2065 Inv	Target-Date 2060+	Allocation	0.15%	Passive	N/A	Silver	Prospectus
DFCEX	DFA Emerging Markets Core Equity Portfolio Institutional Class	Diversified Emerging Mkts	International Equity	0.48%	Active	3	Silver	Prospectus
DFGBX	DFA Five-Year Global Fixed Income Portfolio	World Bond	Taxable Bond	0.26%	Active	2	N/A	Prospectus
DGTSX	DFA Global Allocation 25/75 Portfolio	Allocation--15% to 30% Equity	Allocation	0.24%	Active	3	N/A	Prospectus
DGEIX	DFA Global Equity Portfolio	World Large Stock	International Equity	0.28%	Active	3	Silver	Prospectus
DFIEX	DFA International Core Equity Portfolio Institutional Class	Foreign Large Blend	International Equity	0.28%	Active	3	Bronze	Prospectus
DFAPX	DFA Investment Grade Portfolio Institutional Class Shares	Intermediate-Term Bond	Taxable Bond	0.22%	Active	5	N/A	Prospectus
DFEQX	DFA Short-Term Extended Quality Portfolio Institutional Class	Short-Term Bond	Taxable Bond	0.22%	Active	4	N/A	Prospectus
DFEOX	DFA US Core Equity 1 Portfolio	Large Blend	U.S. Equity	0.17%	Active	3	Silver	Prospectus
DFGEX	Global Real Estate Securities Portfolio	Global Real Estate	Sector Equity	0.24%	Active	4	N/A	Prospectus
DIPSX	Inflation-Protected Securities	Inflation-Protected Bond	Taxable Bond	0.11%	Active	5	N/A	Prospectus
DTDRX	Dimensional 2065 Target Date Retirement Income Fund	Target-Date 2060+	Allocation	0.26%	Active	N/A	N/A	Prospectus