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Custodial Agreement & Fee Schedule

HealthSavings remains one of the overall lowest cost health savings account (HSA) providers with no trading fees, no minimum balance to invest, and exceptional access to low expense institutional class shares in Vanguard funds. That’s why Investopedia named us Best HSA in 2020 and 2021.

You can find your updated custodial agreement here: Custodial Agreement

You can find your updated fee schedule here: Fee Schedule

If you have any questions, don’t hesitate to contact us at or (888) 354-0697.


Announcing our new fund SAVEF, which offers a current 1.05% annual rate of return and a guaranteed return of principal. Learn more about SAVEF here.