Lower costs for your company.

Savings for your employees.

That’s the power of a high deductible health plan paired with health savings accounts (HSAs).

How do employers benefit from high deductible health plans (HDHPs) and HSAs?

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Lower insurance premiums

Moving to a HDHP/HSA allows your company to save on health insurance premiums without sacrificing quality on employee coverage.

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FICA savings

When employees contribute to their HSAs pre-tax, the IRS doesn’t consider those contributions wages. That means the employee and the employer both don’t have to pay FICA taxes on those contributions.

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Lower annual premium increases

As your employees take ownership over their health and become more involved healthcare consumers, you’ll see lower increases on annual premiums.

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Improved employee retention

Lack of benefits is a major reason why employees leave jobs. Because HDHPs/HSAs can help your employees save money and invest for the future, they’re a great addition to any benefits package.

How do employees benefit from HDHPs and HSAs?

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Potential HSA eligibility

HSAs are the best medical savings vehicle on the market. Once they’re enrolled on a HDHP, eligible employees can open HSAs and start taking advantage of their unparalleled tax benefits.

Lower Monthly Premiums

Lower monthly premiums

Instead of paying high monthly premiums for coverage they may not use, HDHPs can save employees hundreds of dollars each month in lower premiums.

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Tax-free savings for retirement healthcare costs

With HSAs, employees have the option to invest funds and let them grow long-term to cover medical expenses in retirement.

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Ability to roll over funds and change contribution levels

Unlike FSAs, HSAs don’t have “use-it-or-lose it” limits, so employees don’t have to spend funds in a given year. Also, employees can change their HSA contribution levels as often as you, the employer, allow.

High deductible health plans (HDHPs) can save your employees hundreds of dollars in monthly premium savings, as well as cut costs for your organization.

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EMPLOYER COST SAVINGS CALCULATOR

Estimate how much you’ll save with an HDHP and HSAs for your employees.

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HEALTHCARE PLAN COMPARISON CALCULATOR

Check HDHP costs against a traditional healthcare plan.

Get a free, customized quote for enrolling your employees in HSAs

Give us a few details about your company, and we’ll send a personalized quote within 48 hours.

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