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Interest Schedule

There is no minimum balance required to open an account. Funds in your cash/debit card account are FDIC-insured.

Interest is credited monthly based on the balance in your cash/debit card account. Interest rate is subject to change at the discretion of HealthSavings at any time.

Balance Annual Interest Rate
$25,000 or more 0.25%
$15,000 – $24,999.99 0.20%
$10,000 – $14,999.99 0.15%
$5,000 – $9,999.99 0.10%
$0 – $4,999.99 0.0%


Announcing our new fund SAVEF, which offers a current 1% annual rate of return and a guaranteed return of principal. Learn more about SAVEF here.