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There is no minimum balance required to open an account. Funds in your cash/debit card account are FDIC-insured.
Interest is credited monthly based on the balance in your cash/debit card account. Interest rate is subject to change at the discretion of HealthSavings at any time.
|Balance||Annual Interest Rate|
|$25,000 or more||0.25%|
|$15,000 – $24,999.99||0.20%|
|$10,000 – $14,999.99||0.15%|
|$5,000 – $9,999.99||0.10%|
|$0 – $4,999.99||0.0%|