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There is no minimum balance required to open an account. Funds in your cash/debit card account are FDIC-insured.
Interest is credited monthly based on the balance in your cash/debit card account. Interest rate is subject to change at the discretion of HealthSavings at any time.
Balance | Annual Interest Rate |
---|---|
$25,000 or more | 0.25% |
$15,000 – $24,999.99 | 0.20% |
$10,000 – $14,999.99 | 0.15% |
$5,000 – $9,999.99 | 0.10% |
$0 – $4,999.99 | 0.0% |