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The Investor's HSA

The Original HSA Provider for Vanguard Funds

For more than 15 years, HealthSavings has offered a wide selection of best-in-class Vanguard® funds to help account holders invest for growth. Our commitment to low costs and highest-value fund share classes has led to our account holders having, on average, five times higher balances than those who have HSAs with other providers.

Easy Vanguard Access & Low Fees

Designed for the savvy investor, our Investor Focus fund lineup contains 32 hand-picked Vanguard funds (see the funds here). Due to our longstanding relationship with Vanguard, we are able to offer access to exclusive low-fee Admiral shares for 15 of these funds.

What’s more, most of our competitors charge trading fees or require minimum investment balances. Some even require you to open a separate brokerage account to get access to these funds. Our HSA offers you the freedom to invest how you please with:

• No trading fees or investment minimums
• No minimum cash balance needed, so you can start investing with your first dollar
• One of the industry’s lowest average expense ratios of 0.16%

When considering the total cost of other HSA providers’ brokerage account fees, minimum cash balances, and pre-selected funds’ higher expense ratios, our HSA stands out as a comprehensive, cost-effective solution. See how we compare to other HSA providers here. Or, learn more about transferring your HSA funds to HealthSavings here.

Vanguard is a registered trademark of The Vanguard Group Inc.


The IRS has extended the tax deadline from April 15th to July 15th. Individuals may continue to make 2019 HSA contributions through July 15, 2020. Read more Covid-19 updates >>