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We Make HSAs Easy For Employers & Their Employees

With a 17 –year track record serving growing companies, HealthSavings has the expertise to support a successful health savings account (HSA) implementation for you and your employees.

Using our award-winning education and communication, we’ll develop a game plan and implement it from beginning to end. The result? Happier employees and increased HSA adoption supported by our industry-leading service and support.

More HealthSavings HSA Benefits

White-Glove Service
Dedicated onboarding specialist and white-glove account management
HSA Education
Award-winning, personalized education for remote or in-person onboarding and open enrollment
Customer Service
Industry-leading customer service ensures 90+% account holder satisfaction all year
Free Visa Debit Card
Free debit card for each employee
Easy Online Account
Easy online account with seamless mobile access

How We Excel

Gilbert Public Schools
  • 99% of the transfer forms were completed and returned within two weeks
  • 2.8x increase in the number of employees who contributed to their HSA
  • 50% increase in total HSA assets for Gilbert Public Schools employees
We're honored to have received:
  • 2019 PSCA Signature Award Winner for HSA Communications
  • 2018 Eddy Award Winner for Initial Investment Education
“The HealthSavings team did a tremendous job of handling our enrollment process. They were always available to answer our questions and the ongoing communications have been really helpful to our employees.”

Adriane Dutchover, Gilbert Public Schools

Our robust feature set seamlessly accommodates all account holders, regardless of their life stage, HSA usage, or behavior.

Over 80,000 accounts and 97% client retention rate

5x higher account balances than industry average and zero minimum balance to invest

17 years championing HSA education and adoption

Behavior-Based Customer Personas

Transcending the ‘one-size-fits-all’ communication model prevalent in the HSA industry, our 6 customer personas meet account holders where they are. By opting in to a persona that best fits them, account holders can ensure that the communication and education they receive is tailored specifically to their needs and goals.

I’m new to managing my benefits and would like to learn how to get the most out of my health savings account.

I use my health savings account to pay for day-to-day medical expenses. Every dollar counts.

I use my HSA to pay for doctor’s visits and medical expenses, but I make enough money that I am thinking about how to use it as a long-term retirement savings vehicle.

I’m focused on investing my health savings account to save for retirement and estate planning.

I am retired or nearing retirement. I’d like to learn how to get the most out of my health savings account at my stage of life.

As a woman, I am likely to incur 84% higher medical costs than men. I would like to get the most out of my health savings account now and in the future.

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Investopedia's "Best Overall HSA" of 2021

  • “Investopedia compared more than 15 companies who offer HSAs nationwide … HealthSavings is our best overall HSA due to the fact they let you invest in Vanguard® funds with low expense ratios and no trading fees.”
  • “This industry pioneer also offers a wealth of educational materials, including videos and webinars.”


Announcing our new fund SAVEF, which offers a current 1.05% annual rate of return and a guaranteed return of principal. Learn more about SAVEF here.