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Create a happy, healthy future

Achieve your financial goals with a HealthSavings HSA.

Create a happy, healthy future

Achieve your financial goals with a HealthSavings HSA.

HealthSavings account holders have historically saved five times more. How do they do it?

Tax-Free Saving

Let your money grow securely in a tax-free FDIC-insured savings account.

Invest Right Away

No minimum cash balances. Every dollar can work for you.

Carefully Curated Fund Lineup

44 Vanguard and Dimensional funds with 75% lower expense ratios and no trading fees.

Investopedia's "Best Overall HSA" of 2021

“Investopedia compared more than 15 companies who offer HSAs nationwide … HealthSavings is our best overall HSA due to the fact they let you invest in Vanguard® funds with low expense ratios and no trading fees.”

“This industry pioneer also offers a wealth of educational materials, including videos and webinars.”

Why Should I Open an HSA?

Your HSA saves you money on doctor’s visits, prescriptions, vision and dental, and more. And you can invest your funds and let them grow tax-free over time.

HSA Benefits:

HSAs save you money in three ways:

  • Cash deposited is not subject to federal taxes
  • You can spend your money on qualified medical expenses tax-free
  • Interest and capital gains on investments are tax-free

HSA balances carry over from year to year with no use-it-or-lose-it limits, even if you are self-employed, change employers, or retire.

The HealthSavings HSA allows you to shift from spending, to saving, to investing as your needs change over time.

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Visit our HSA resource center or call us at (888) 354-0697. Our customer service team is available Monday – Thursday, 8:30 a.m. – 7 p.m., or Friday, 8:30 a.m. – 5 p.m. ET.


Announcing our new fund SAVEF, which offers a current 1% annual rate of return and a guaranteed return of principal. Learn more about SAVEF here.